I'm a 21 year old woman who looks 16, watches Cartoon Network on the regular, loves comic book heroes, and who's ultimate dream is to work for Disney. It's not just my looks and interests that are juvenile, my money management is also like that of a 16 year old. I rely too much on my parents and loans to pay for the things that I need and now it's all catching up to me....I'm broke ya'll! Not just "man I can't afford this dress broke", I'm "man I hope I don't get evicted today" broke.
Yes I'm cheap and I spend very little on individual items....but I buy a lot! While it's pretty disheartening to look in your purse and see nothing, I've decided to take care of this problem on my own. I got a full time job and now I'm looking for a second one! I'm not sad about having to work so much, I'm actually excited. It's better I learn this lesson now then later when I have actual grown up responsibility. Anyway I have two months to save up $1300+ and I can't do it without a plan (a piggy bank just won't cut it) soooooo here it is:
1. Limit fast food to only once a week & cook cook cook!
Fast food is actually the #1 killer of my funds. It's quick, good, and appears to be cheap...but for the price of one meal I could buy six bags of rice and eat
jollof for a week and a half (Nigerians know what I'm talking about ha).
2. Limit clothes shopping to once a month, no impulse trips!
When I'm bored I impulse buy. To make myself feel better about buying I usually end up thrift shopping..but that's just as bad! Rather than shop all the time I need to find new ways to wear old items, and be more selective when I do shop.
3. Sell half the clothes in my closet
It's hard to part with some items, but if something has only been worn once in a year....it's gotta go!
So yeah, pretty lame plan but small things do help! I'll be posting about how successful I am periodically. Hopefully posting about this puts some pressure on me haha. I'm sure I can do it!
 |
| I believe I can and I will! |
